Clearwater Counseling Services, Wendy Lemke M.S. Licensed Psychologist
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Insurance

Wendy accepts some insurance carriers; to find out your mental health coverage and eligible providers, please call your insurance carrier's customer service....the number is usually on the back of your card.

Fees and Billing Policy

Clearwater Counseling Services fees are as followed:

$180.00: Initial Intake  
$135.00: Individual therapy session
$65.00:   Group therapy session    
 Varies:  Ancillary Psychological  Services*

 $80.00    Late Cancellation/No Show fee   

  Sessions are 45 to 50 minutes long.  Everything will be done to try and keep sessions at this length so that I can see all my clients on a timely manner.  Thank you for your cooperation and understanding.

 *Ancillary services:  From time to time, your therapist may be required to provide services which are not reimbursable by insurance or other third party payors.  These services may possibly include report writing, testifying in court, staffings, travel time outside the office to another site with regard to your case.

PAYMENT FOR SERVICES: You are responsible for your charges.  Every other month, statements will be sent to you to keep you informed about your account.  There are two payment options available:  cash or insurance.  Each of these has certain advantages which may suit your needs.

Cash Accounts:

Advantages- Protects your privacy by avoiding insurance industry access to information concerning your treatment; and it frees your therapist to pursue a course of therapy without managed care restrictions and delays due to policies of your health plan.

Policies-Clients who choose to use the cash option and pay for that in full each date of service may be eligible for a cash discount.

Insurance Accounts:

In most cases, Clearwater Counseling Services will be able to bill your insurance company directly.  However, this is a service I provide for you and it carries no guarantee of third party coverage.  Your insurance plan is a contract between you and your carrier and you always remain responsible for your bill.  Policies-Most insurance plans do not cover 100% therefore, a co-payment is due from you on the Date of Service (DOS).  If you elect to have us bill your insurance company, in most circumstances, you will have 90 days from the DOS to pay the balance in full, regardless of whether or not your insurance company has responded (most insurance companies reimburse within 60 days of billing.)  Deductibles that are not met require payment in full on the DOS.  Insurance requires a medical diagnosis for each procedure.  Your plan may exclude certain diagnoses.  If so, you will be responsible for charges.  Note:  Most psychological testing, marriage therapy, and family therapy is not insurance reimbursable.  Check with your psychologist for clarification.  Some insurance plans or managed care contracts require treatment plans or contact for your therapist to pre-certify further treatment.  You will be asked to sign a form granting your therapist permission to make this contact in order to use your insurance benefit.  Our strongest recommendation is that if you choose to utilize insurance to pay for therapy, stay well-informed regarding your policy.  I will do what I can to assist you with this, but it is ultimately your responsibility. Note:  If you are unable to complete your therapy due to financial hardship and if you are willing to discuss these concerns with myself it may be possible to work out a payment plan that is more suitable to your financial situation without jeopardizing the financial operation of this clinic.

LATE CANCELLATIONS AND NO-SHOWS:

24 hour notice must be given or a $80.00 fee will be charged.  Failed appointments may jeopardize continued service at Clearwater Counseling Service.  I am unable to charge no-show or late cancellation fees to clients who have medical assistance; therefore two or more late cancellations and/or no shows will result in termination of services at Clearwater Counseling Services. 

DELINQUENT ACCOUNTS:  A client can maintain no more than a 200.00 balance of personal responsibility without jeopardizing use of the clinic services.  I reserve the right to terminate services with a client who is failing to maintain his/her financial responsibility.

COLLECTIONS: When it becomes necessary to use a collection agency to resolve a past due account, and additional 30% will be assessed to your account to cover the costs of this action.